Privacy Policy
Last Updated: January 15, 2025
At FlowSpotX, we take your privacy seriously. This policy explains how we collect, use, and protect your personal information when you use our stock market trading education platform. We're based in Ho Chi Minh City and comply with Vietnam's data protection regulations while serving our community of traders and learners.
Information We Collect
When you sign up for our platform or interact with our services, we gather certain information. Some of it you give us directly, and some we collect automatically as you use the site.
Account Information
Your name, email address, phone number, and password when you create an account with us.
Learning Activity
Course progress, quiz scores, trading simulations, and materials you access or download.
Payment Details
Billing information and transaction history when you purchase courses or subscriptions.
Technical Data
IP address, browser type, device information, and how you navigate through our platform.
Why We Collect This Information
We don't collect data just for the sake of it. Everything we gather serves a specific purpose related to improving your learning experience or running our platform efficiently.
- To create and manage your learning account
- To track your progress through courses and personalize recommendations
- To process payments and send receipts
- To communicate about course updates, new content, or platform changes
- To improve our educational materials based on how students interact with them
- To protect against fraud and maintain platform security
- To comply with legal requirements in Vietnam
How We Use Your Data
Your information helps us run the platform and make it better. We analyze learning patterns to figure out which teaching methods work best. If students consistently struggle with a particular concept, we know we need to improve that section.
We also use your email to send important updates about courses you're enrolled in. But we won't spam you with promotional stuff unless you've specifically opted in for that.
Marketing Communications
You can choose whether to receive our newsletter or promotional emails about new courses. These are always optional, and you can unsubscribe anytime through the link at the bottom of any marketing email.
Sharing Your Information
We don't sell your personal data. That's a hard line for us. However, we do work with some third-party services that help us run the platform, and they might have access to certain information.
Service Providers We Work With
Payment processors handle your billing information securely. We use email service providers to send course updates and communications. Our hosting provider stores platform data. Analytics tools help us understand how students use the site.
All these partners are required to protect your data and can only use it for the specific services they provide to us.
Legal Requirements
Sometimes we're legally required to share information with Vietnamese authorities or other regulatory bodies. This might happen if there's a court order or if we need to comply with financial regulations related to our educational services.
Your Rights
Under Vietnam's data protection laws, you have several rights regarding your personal information. These aren't just theoretical — we've set up processes to make sure you can actually exercise them.
What You Can Do With Your Data
Access Your Information
Request a copy of all personal data we hold about you. We'll provide it in a readable format within 30 days.
Correct Inaccuracies
Update your profile information anytime through your account settings. For other corrections, contact our support team.
Delete Your Data
Request deletion of your account and associated data. Some information may be retained for legal compliance purposes.
Withdraw Consent
Stop us from processing your data for marketing or other purposes where you previously gave consent.
Object to Processing
Challenge how we use your information if you believe it's not appropriate or necessary.
How to Exercise Your Rights
Send us an email at contact@flowspotx.com with details about your request. We'll verify your identity and respond within the timeframes required by Vietnam law. In most cases, we'll handle your request within 30 days.
Data Security
We take security seriously because we know how important your information is. Our approach involves multiple layers of protection, both technical and organizational.
Encryption
All data transmitted between your browser and our servers uses SSL/TLS encryption. Sensitive information is encrypted at rest.
Access Controls
Only authorized staff members can access personal data, and only when necessary for their specific role.
Regular Audits
We conduct security assessments and update our systems to protect against new threats.
Secure Infrastructure
Our servers are hosted in secure facilities with physical and digital protection measures.
That said, no system is completely immune to security breaches. If we ever experience a data breach that affects your information, we'll notify you promptly and take immediate steps to minimize any harm.
Data Retention
We don't keep your information forever. Different types of data have different retention periods based on legal requirements and business needs.
How Long We Keep Your Information
Active Account Data
Kept as long as your account remains active and for 12 months after your last login.
Transaction Records
Maintained for 7 years to comply with Vietnam's accounting and tax regulations.
Learning Progress
Stored for 3 years after course completion to support certification and verification requests.
Marketing Data
Deleted immediately when you unsubscribe or withdraw consent for marketing communications.
When data reaches the end of its retention period, we securely delete or anonymize it so it can't be traced back to you.
Cookies and Tracking
Like most websites, we use cookies and similar technologies. These small files help us remember your preferences and understand how you use our platform.
Types of Cookies We Use
Essential cookies keep you logged in and remember your course progress. Without these, the platform wouldn't work properly.
Analytics cookies show us which pages get the most visits and where students spend their time. This helps us improve the learning experience.
Preference cookies remember your settings like language choice or video playback speed.
You can control cookie settings through your browser, though disabling certain cookies might limit platform functionality.
International Data Transfers
Our primary servers are located in Vietnam, but some of our service providers operate globally. When your data needs to be transferred outside Vietnam, we make sure it's protected through appropriate safeguards.
We only work with partners who commit to maintaining adequate data protection standards, either through contractual agreements or by following recognized international frameworks.
Children's Privacy
Our platform is designed for adults interested in stock market trading. We don't knowingly collect information from anyone under 18 years old. If you're a parent and believe your child has created an account with us, contact us immediately so we can delete their information.
Changes to This Policy
We might update this privacy policy from time to time as our platform evolves or if regulations change. When we make significant changes, we'll notify you by email or through a prominent notice on the platform.
The date at the top of this page shows when the policy was last updated. We encourage you to review it periodically, especially before providing new personal information.
Contact Information
If you have questions about this privacy policy or how we handle your data, we're here to help. You can also contact us to exercise any of your data protection rights.
Get in Touch
Reach out to our privacy team through any of these channels:
239 Đ. Trần Hưng Đạo, Phường Cô Giang, Quận 1
Thành phố Hồ Chí Minh 700000, Vietnam